It’s very easy to use — you just choose the things or services you want to purchase, swipe the card, and then the payment is made. Credit cards are becoming handy tools in this modern, fast-paced life that most people live in today.
Balance transfer credit cards are tempting. They offer a person a chance to transfer the balance off other credit cards, to this credit card, which usually offers perks like low interest rates, or even incentives for transferring a balance. However, a person should be completely educated before making the choice to go with a balance transfer credit card because they may end up in worse shape than they started in. (more…)
Need a new iPod? The computer store running a special this week? Want that new outfit? Got to have that CD? Before you reach for your credit card and make that impulse buy, think for a moment. The payments wont be much? Think again. Paying only the minimum payments on your credit cards can cost you.